Credit cards have become an integral part of everyday modern life. Especially in this digital age where contactless and mobile transactions are the way to go, it is uncommon to find a peer without a credit card in his or her wallet.
Credit is prevalent in our daily lives now. From credit cards, auto loans to mortgages, credit has long become a part and parcel of our lives. However, when it comes to managing of credit, many do not see the importance in it.